Thread: Debt?
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Old 01-06-2004, 12:11 AM
littleamy76 littleamy76 is offline
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Join Date: Dec 2003
Location: Louisville, KY
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God I know what your going thru. I'm in debt big time. I had to move back in with my parent's because of it. It seems like no matter how hard I try, I can't seem to get my credit card payed off. I tryed a credit counseling service but I must have picked the worst one. It took months before they contacted my credit card companies. Now I know that you should always try for a non-profit counseling service. You want to shop around for a good company. Don't just say ok to the first one you talk to. (That was my mistake) Call your credit card companies and explain that you are having a rough time right now and see if they can lower your interest rates and waive the late/overlimit fees. Most companies are willing to work with you. I've thought about filing for bankruptcy myself, but I'm not quite sure if that's the best way to go. I've heard it's a real pain in the neck.
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